A $20,000,000 public liability insurance policy. This policy is a third-party policy. It only covers damage caused to other persons or to other persons property by your aircraft. (My understanding on this policy is that a claimant would have to prove negligence, possibly in a court, before any payment could be determined.) It does not cover damage to YOU or YOUR property. It also covers accidents to visitors which may be caused by themselves such as falling off a fence and injuring themselves. A $1000.00 excess applies for property damage and you will be up for the first $250.00 of any claim.
Cover for Directors or Office Bearers who may face litigation as a resulting of their involvement in administrative matters.
Personal accident cover which covers personal injury to yourself when involved with aeromodelling activities, including travelling, which are not covered by some other type of insurance. Currently an age restriction of under 10 or over 80 applies to this policy.